United Recovery Solutions Debt Collection Harassment — Stop the Calls for Good
United Recovery Solutions Debt Collection Harassment — Stop the Calls for Good
Blog Article
Are you constantly receiving phone calls from United Recovery Solutions? If you’re being harassed over a debt, know that you have rights, and you may be entitled to financial compensation under federal consumer protection laws.
At ConsumerLawFirmCenter.com, we help consumers stop debt collection harassment and take legal action when collectors cross the line.
Who is United Recovery Solutions?
United Recovery Solutions is a third-party debt collection agency that contacts consumers about past-due debts. Their calls can be intimidating, frequent, and even illegal if they violate your consumer rights.
Many consumers have reported:
Repeated or daily phone calls
Aggressive or threatening language
Calls to workplaces, friends, or family members
Refusal to stop after being asked
Attempts to collect debts that were already paid or not owed
If you're experiencing any of the above, you may be a victim of debt collection harassment.
What Is Debt Collection Harassment?
Debt collection harassment occurs when a debt collector, like United Recovery Solutions, uses unfair, deceptive, or abusive practices to collect a debt.
You are protected under two key federal laws:
✅ Fair Debt Collection Practices Act (FDCPA)
The FDCPA makes it illegal for debt collectors to:
Call you repeatedly to annoy or harass you
Use abusive, threatening, or obscene language
Call you before 8 a.m. or after 9 p.m.
Contact your employer without permission
Contact your family or friends about the debt
Threaten arrest, lawsuits, or wage garnishment without legal basis
Refuse to provide a written debt validation notice
Violations of the FDCPA can entitle you to up to $1,000 in statutory damages, plus legal fees.
✅ Telephone Consumer Protection Act (TCPA)
If United Recovery Solutions is using robocalls or auto-dialers to contact your cell phone without consent, they may be violating the TCPA, which can lead to $500 to $1,500 per illegal call.
What You Should Do If You're Being Harassed
???? 1. Document Everything
Keep records of every call, voicemail, letter, and interaction with United Recovery Solutions. Take note of dates, times, and the content of conversations.
???? 2. Request Debt Validation
You have the right to request written proof of the debt. Once you do, they must stop collection efforts until they provide the required documents.
✋ 3. Send a Cease and Desist Letter
You can legally demand that they stop contacting you. Once they receive your written request, they can only contact you once more to confirm.
???? 4. Report the Harassment
File a complaint with the Consumer Financial Protection Bureau (CFPB), Federal Trade Commission (FTC), or your state Attorney General.
⚖️ 5. Contact a Consumer Protection Attorney
If your rights have been violated, you may be entitled to compensation. Let us help you take legal action and put an end to the harassment.
Let Us Help You Stop the Calls
You don’t have to live with the constant stress of harassing phone calls. At ConsumerLawFirmCenter.com, we are committed to helping you:
Stop the calls
Understand your legal rights
Pursue compensation under the FDCPA and TCPA
???? Call us today or fill out our free case evaluation form to get started.